Partnership lending
Here at SilverRock, we're not just about funding; we're about fostering true partnerships. Think of us as the driving force behind the scenes, offering 'funding as a service' with forward flow financing that's all about sparking product innovation and smart portfolio growth.
Growth and development? They're in our DNA. That's why we stand shoulder to shoulder with non-bank lenders and niche financial institutions, injecting the funding they need to flourish.
How we work
A collaborative financial force
SilverRock is innovating partnership lending to fuel business growth and economic progress.
As your go-to partners, we're all set to channel funding into a diverse mix of products and asset classes. Our aim? To amplify lending dynamics, and spark off-the-charts product innovation, and enable lending to a greater number of underserved customers. With SilverRock, it’s all about stable, flexible and savvy funding that’s in sync with your strategic goals.
Asset types
Residential owner-occupied mortgages
Facilitating homeownership with secured first and second charge lending through our network, aiding in property acquisition and refinancing.
Residential buy-to-let mortgages
Our partners provide competitive financing, offering landlords first charge mortgages for property investment and rental income generation.
SME-focused asset-backed financing
Enabling loans secured against commercial assets, our partners help businesses leverage their capital for growth and operational needs.
Commercial buy-to-let mortgages
Supporting investment with tailored lending for commercial property acquisition, facilitating growth in the commercial rental market.
Unsecured lending
Funding unsecured personal and SME loans, meeting diverse financial needs without collateral requirements.
Why SilverRock
Our approach combines expertise and innovative solutions to drive growth and competitiveness. We work in partnership with our clients, delivering tailored strategies and insights that exceed expectations and foster stability and sustained success.
Partner
We are committed to building long-term relationships with our partners.
Insight
We take the time to understand your unique goals and requirements.
Stability
We offer stable, low cost funding sourced from retail markets.
Your dedicated team
Veronika Lovett
Chief Commercial Officer & Deputy CEO
With a decade of executive-level experience in the financial sector, Veronika is known for her strategic leadership and significant contributions to leveraged financing, asset acquisition, and asset-backed lending. Her tenure includes pivotal roles that have advanced digital transformation and scaled financial propositions. Veronika's keen insight into SME and asset-backed lending markets, combined with her strategic and structural expertise, has cemented her status as an influential leader in the UK financial landscape.
Karl Bayliss
Head of Credit
Karl brings over 15 years of expertise in the UK's speciality mortgage market, having navigated the sector's evolution through significant industry shifts. His tenure is marked by substantial contributions to a nascent financial services firm’s growth into a prominent challenger bank. Karl's extensive know-how spans first and second charge specialist mortgages, buy-to-let lending, and fleet financing. He possesses deep regulatory knowledge within the UK banking framework and is adept at risk-based pricing, portfolio performance monitoring, and financial instruments.
James Pearson
Chief Risk Officer
James's 25+ year tenure in Banking & Consumer Finance spans the UK, Canada, and the Middle East. His career has covered start-up banks, traditional high street banks, and global banks where he has led savings, lending, and cards businesses. His expertise covers risk, commercial, and analytics and he has a proven track record in setting strategic direction and helping businesses to grow safely whilst operating in highly regulated environments. Through this he has developed deep experience across a wide range of risks covering credit, conduct, financial/prudential, strategic, operational and outsourcing, financial crime, and product.