Achieve more together.

Working side by side with our partners we empower positive progress in finance. Enabling both institutions and their individual customers to reach their fullest potential.

about

Working together to set new standards

We plan to be the only bank in the UK that purely specialises in the provision of forward flow financing solutions to, and portfolio acquisitions from, non-bank lenders and building societies. Through our unique approach we support growth and competitiveness with an expert team that works together with our partners. Empowering lenders to deliver and enabling savers to prosper further.

We have successfully submitted our regulatory application and are on schedule to launch by the end of 2024 with our partnership lending offering.

Authentic

In our delivery, operations, standards and behaviour

Trusted

By our team, community, partners, suppliers and our customers

Spirited

In our thinking and innovative approach

Services

Banking built for progress and ambition

Partnership lending

With no own brand lending products, we plan to be the only bank in the UK designed to partner with existing lenders. As a unique partnership bank, we will deliver funding to a wide range of products and asset classes, facilitating stronger lending flow and product innovation. We offer stable and competitive funding, aligning to our partners strategic goals.

Personal savings

We are soon to launch an exciting range of competitive products. Operating a low-cost model which sources deposits from a mixture of direct and intermediary channels, we're giving our customers what they want: choice and control with 100% confidence. What's more is that we are designing flexible and bespoke solutions that match real customer needs.

Partnerships

Supporting positive change in finance

SilverRock has a significant ambition and a unique business model. We have created a process designed to partner with existing lenders and deliver ‘funding as a service’ through forward flow financing to drive product innovation and portfolio acquisitions. Empowering our partners through our excellence, we provide support that is integral to their overall ecosystem of lending.

Savings

Get ready for CHANGE

We're focused on innovating and evolving our deposits. Allowing our customers to plan effectively for their future. Our savers will also benefit from deposit protection provided by the Financial Services Compensation Scheme (FSCS).

team

Our experienced team of industry experts

At SilverRock, we're dedicated to creating a positive, collaborative culture within our team of talented banking and finance sector professionals. Our people and our work culture are the foundation of our success.

Simon Featherstone

Chairman

An experienced Board member with a diverse range of experience in the financial services sector spanning almost 30 years. Today, Simon holds multiple advisory positions and is Chair of Risk at Oxbury Bank, prior to which he had an executive career in the Commercial and NBL sector including as MD Business Finance at Shawbrook Bank and CEO of Bibby Financial Services.

Alan Jarman

CEO & Executive Director

Brings extensive retail and corporate banking experience with a 36-year career, mainly at HSBC. Previously holding numerous regulated roles in Eastern Europe, Middle East and UK, alongside significant M&A / turnaround experience. Alan was also the Co-Founder of Chetwood, taking the business through licence and launch.

Andrea Hodgson

Chair Audit Committee

Highly experienced Finance executive. Currently CFO at Cambridge & Counties Bank with previous executive roles at Lloyds Bank, RBS, Bank of Scotland, and KPMG, and prior NED role at Wirral NHS Foundation Trust.

Mark Thundercliffe

Chair Risk Committee

Career Risk executive, most recently Group CRO at Virgin Money. Fellow of Chartered Institute of Credit Management. Brings extensive expertise from previous roles at HSBC, Citi, and Home Credit China. Deep experience across Corporate, Retail and Business banking.

Nigel Trout

Chair of Asset & Outsourcing Committee

Brings in-depth operational, outsourcing, technology and programme management expertise. Previously Global Head of Transformation and Outsourcing at HSBC, and currently NED of NHS Resolution.

Veronika Lovett

Deputy CEO & Chief Commercial Officer

Brings 18+ years FS expertise, encompassing a decade of transactional experience across leveraged, acquisition and asset backed lending in NatWest. Proven track record in start up as Co-Founder of Esme Loans Ltd, with expertise in delivering innovative products, revenue and balance sheet growth.

James Pearson

Chief Risk Officer

Highly experienced Retail Banking & Consumer Finance Executive with 26 years experience across UK, Canada and the Middle East. Early career roles at Experian, Capital One and Lloyds Bank before leading savings, lending and cards business at HSBC.

Lucy Hasson

Chief Operating Officer

Brings 20+ years experience across FS, start-ups and professional services. Prior roles at Clifford Chance and NatWest. Experienced in building teams and processes across operations, supply chain management, risk, conduct and compliance, legal, digital transformation and outsource management.

Alex Cameron

General Counsel

Highly experienced General Counsel with strong FS start up experience. Early career at Bank of England and Allen & Overy before Head of Legal roles at Barclays Capital and Commercial Banking. Co-founder of The Mortgage Lender

Nicholas Fisher

Chief FinancialOfficer (Designate) – SMF2

Chartered Accountant with 24 years deep financial services finance experience across both stablished banks and start ups. Experienced in building finance teams and processes in the challenger bank sector. Previous CFO regulated roles in start-ups, plus a wide finance career in financial services

Ruth Doubleday

Chief Risk Officer

Ruth has 25 years’ experience in banking, risk management, regulation and policy making.She worked at Monzo during the early growth phase and has led complex projects in retail banking, non-banks and fintech start-ups. Key specialisms include embedding risk management, risk culture, risk reporting, regulatory strategy, stress testing and recovery analysis.

Kate Erb

Chief Operating Officer

With experience in finance, HR and operations, Kate qualified with KPMG and subsequently assumed responsibility for Capital One’s UK and offshore operations. She launched Coles Insurance in Australia and led Coles credit card portfolio, later gaining start-up experience as Director of Acquisition at Oakbrook Finance and COO of Vive Bank.

Contact

Join us on our journey

Looking for a job that goes beyond the ordinary? Look no further! Join our exceptional team at SilverRock and unlock a world of amazing opportunities and outstanding benefits: